Short Term Lending

At Teesside Money, we understand that long-term financing, such as a residential or buy-to-let mortgage, is not always the most practical choice, especially when time is of the essence. That’s where short-term lending comes in, offering flexible, fast funding solutions for situations where traditional mortgages just won’t do.

This is especially crucial in scenarios such as:

• Chain Breaking – Completing the purchase of a property before selling an existing one.
• Auction Purchases – Purchasing at auction with strict completion dates.
• Property Renovations – Acquiring a home for renovation where a traditional mortgage may not be approved upfront.
• Acquiring Property Below Market Value – Purchasing a property under market value with a set completion deadline.
• Non-Habitable Properties – Buying a property that is not habitable and requires significant renovation.

Why Choose Short Term Lending?

With our extensive knowledge in the short-term lending industry, Teesside Money is perfectly positioned to guide you through these time-sensitive situations. Whether you’re a property investor or a business owner, our team of experts works closely with you to identify the best short-term lending solution to suit your immediate needs.

Our connections with a wide range of lenders allow us to provide flexible options, including:

• First and Second Charge Lending – We help you access funding through first charge lending and second charge lending, depending on your property’s equity and the nature of your financial requirements.
• Loan Terms – We offer short term loans with flexible terms, typically ranging from 1 to 12 months.
• Development Finance – Whether it’s a light or heavy refurbishment project, our development finance solutions ensure that your property project is funded efficiently.
• Specialist Lending – For more complex financial needs, we offer specialist lending solutions to support property investments, renovations, and more.

How Teesside Money Can Help

If you’re in need of short-term business lending or require fast access to capital for property investments, we are here to help. Our short-term loan broker services ensure that you have access to a range of lenders who can offer the most appropriate terms for your needs.

We work closely with our network of trusted lenders who understand the demands of the property market and are able to consider cases such as:

• First charge lending for property purchases
• Second charge lending for property refinancing or raising capital
• Short term loans for business purposes or urgent personal financial needs

Get in Touch Today

To discuss your short-term lending requirements or to learn more about how we can help with development finance and specialist lending, feel free to send us an enquiry, call us at 01642 065875, or email us at enquiries@teesside-money.co.uk. One of our expert advisors will contact you as quickly as possible to help you navigate your short-term financing needs.