Simple Smart Advice

Whether you're a first time buyer, remortgaging or moving home: we offer simple smart advice.

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Residential Mortgages

From our initial conversation, to the application, mortgage offer and completion, at Teesside Money, we make the process as straightforward as possible.
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Home Owner / Second Mortgages

A second charge loan can be a cost effective alternative to re-mortgaging, especially if you currently have a mortgage with a low interest rate or high early redemption charge.
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Buy to Let Mortgages

Our knowledge of the Buy to Let market, and the fact we provide independent mortgage advice, make us ideally placed to advise Buy to Let investors *Not all mortgages are regulated by the Financial Conduct Authority.
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Limited Company Buy-To-Let

Usually, when people invest in the buy-to-let market, they will buy it in their own name and obtain a mortgage in their own name, as an individual. However, the buy-to-let...
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Family Protection

Your mortgage is probably your largest financial commitment. You can be assured that our advisers recommendation which is right for you, your family and your budget.
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Short Term Lending

Teesside Money is aware that long-term financing, such as a residential or buy-to-let mortgage, is frequently not a practical choice at first. This is especially crucial in the following situations:...
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Our reviews

We can't thank you enough for your help and patience throughout the whole equity release process. We will be recommending you to all our friends and family.
Thanks so much for all your effort on my behalf it was much appreciated. You came across really well and have a great personal manner. I will bear Teesside Money in mind for future business and referrals to others
It’s been one year since we moved into our new house. My initial mortgage was declined by the bank I have been banking for more than 20 years. This is when I approached Ian from Teesside Money. He was very helpful, patient and managed to get me a mortgage at a very reasonable rate. It’s times like this I appreciate it more as we are in a lockdown now and moving to this house have made a huge difference. As a family we are forever grateful for Ian for helping us when my own bank let me down.
We can't thank you enough for your help and patience throughout the whole equity release process. We will be recommending you to all our friends and family.

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News, Guides & Case Studies

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🚨 Important Update for Right to Buy Applicants! 🚨

The Government has announced that the discount available through the 'Right to Buy' scheme is set to be significantly reduced starting 21st November. Currently, you can benefit from up to a 60% discount on your council property (capped at £102,400, or £136,400 in London). However, after this date, the maximum discount will drop to £16,000 (£38,000 in London).

If you've been on the fence about buying your council home, now is the time to act! Contact Teesside Money today to learn how we can help you secure your property with the existing discounts while they last. 🏠

#RightToBuy #Homeownership #TeessideMoney #ActNow #StocktonOnTees
If you live in a council house or know anyone that does and have considered buying it, now is the time to act. And you need to move quickly...
The government have reduced the maximum discount from £102,000 down to £22,000 (can vary depending on location). That is a lot of money to lose. If you have been in your council house for 5 years you get a discount of 35%, then 1% for every year after that. 
You only have until 21st November to get your application in to the local council and for them to acknowledge receipt. 
Get in touch ASAP to see if you qualify for a mortgage.
We can help people with adverse credit, self employed 1 year, contractors, people on 100% benefit income, and you might not need a deposit ! 
Tel: 01642 065875 Teesside Money Ltd
🚗 You wouldn't take a #Porsche to Kwik Fit for a service, would you? 

Just like that, when you're buying, refurbishing, and refinancing a property, you don’t go to a broker who only handles straightforward cases.

You need a specialist #mortgage broker—someone who knows how to tackle the unique challenges of property investment and find the best deal for your project.

That’s where Teesside Money comes in. We’re experts in navigating complex property investments, so you’re always in the right hands.

#PropertyInvestment #Teesside #MortgageBroker #Stockton #SpecialistMortgageBroker #BridgingFinance #TeessideMoney
Today is our last day in our #WellingtonSquare office, and we're feeling all the emotions! 😄 As we step into a new month, we're also stepping into a new chapter with a fresh office space — but don’t worry, we’re still rooted right here in Stockton!

We can’t wait to share more about our new location with you soon. Keep following our page for all the updates as we settle into our new home!

#NewOffice #SameGreatService #TeessideMoney #StocktononTees #Teesside #Teesside @stocktonbidthefutureislocal
🎉 Huge congratulations to @kia564 on passing his Specialist Property Finance exam, he is now  officially a Certified Practitioner in Specialist Property Finance! 🎉

We’re incredibly proud of you, Kieran! Your commitment and drive are a huge asset to the Teesside Money team, and we know this accomplishment will help you make an even bigger impact for our clients. Here’s to many more achievements ahead—well done! 👏

#TeessideMoney #SpecialistFinance #TeamTeesside
Thanks to everyone that took the time to wish me a happy birthday, it's been a long one. Work and the the forum to see Elsie in her dance show at the forum. Proud Dad. Definitely deserve a wine now ❤️
🎉 Happy Birthday to our Managing Director, @ianskez 🎉

Today we’re celebrating not just a fantastic leader but also a mentor and friend to the entire Teesside Money team. Ian, thank you for your hard work, dedication! ❤️💙

Here’s to a fantastic year ahead—cheers to you! 🍺🍻

#HappyBirthday #StocktonOnTees #ManagingDirector #Teesside #TeessideMoney #TeamTeesside #FinancialAdvisor  #NorthEastBusiness #NEBusiness
🚨 Stamp Duty Changes Incoming! 🚨

One of the legacies of the mini-Budget from September 2022 was the temporary increase in the Stamp Duty Land Tax (SDLT) threshold, which is set to end on 31st March 2025.

Right now, you can buy a property up to £250,000 without paying any SDLT, and first-time buyers can benefit from relief on properties up to £425,000, with a maximum property value of £625,000. But after April 2025, these thresholds will revert, meaning you’ll pay more to move.
If moving has been on your mind, now might be the time to act before stamp duty rates rise again! 🏡💷

At Teesside Money, we're here to help you navigate through these changes. Whether you're a first-time buyer or looking to move, let's make sure you're fully prepared before this deadline adds any unexpected costs to your plans. Get in touch today to find out how we can support your next move!

#StampDuty #TeessideMoney #TimeToMove #FirstTimeBuyer #PropertyMarket #MortgageAdvice #StocktononTees #MiniBudget #LandTax #Teesside
🎉 Big Congratulations to Ian Skerritt who is now officially a Certified Practitioner in Specialist Property Finance!

This new qualification means Ian is even better equipped to guide clients through the complexities of property finance, especially in those specialist areas where expert knowledge is crucial. 🙌

A special shout-out to Gordon Reid at LIBF for all the support they gave Ian along the way!

Need advice on specialist finance solutions? Ian is here to help! 

Reach out today.

#PropertyFinance #SpecialistMortgageBroker #ProfessionalGrowth #Teesside #TeessideMoney #StocktonOnTees #SpecialistPropertyFinance #Certified #CertifiedPractitioner #LIBF
As Mental Health Awareness Day draws to a close, let's take a moment to reflect on the importance of looking after our mental well-being. Whether it’s checking in with friends or taking time for self-care, every little step counts.

Remember, it's okay to not be okay, and reaching out for support is a sign of strength. Let's keep the conversation going, not just today but every day 💚 #MentalHealthMatters #EndTheStigma #SupportEachOther
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